Owning a bank is one thing, but knowing how to run it is another. Banking facts and your bank balance sheet may speak about your banking progress, and knowing the different aspects is important to your banking success. Banking ratios significantly determine the financial position of your bank. Mainly, you need to know Capital and […]
Banking Ratios and CAMELS Rating To Look at While Buying a Small Bank- Robin Trehan
Banking Ratios and CAMELS Rating To Look at While Buying a Small Bank If you’re interested in buying a small bank, what should you focus on? Experts suggest that you look into the banking ratios and the CAMELs rating. These two factors determine the success rate and the bank’s profitability that you should consider. Whenever […]
“Buy Small Banks in USA”
“Buy Small Banks in USA” Are you looking to buy a small bank commercial community in USA that shows great promise in a given market? Small community banks are great buy specially keeping in view the array and scalability they profess. In fact, studies prove that small banks offer only one of its kind platforms […]
buy a community bank
To understand the overall condition of a bank, several points need to analyze in terms of risk management. A look into the earnings will give an idea whether capital is sufficient to support operations and augment capital. If capital is on declining trend it cannot adequately absorb future losses. The volume of adversely classified assets […]
Critical Issues for understanding a Bank- Robin Trehan
There are multitudes of issues to work on while analyzing a bank. They can be broken down to Asset Quality, Liquidity, Earnings, Capital, Sensitivity to Market Risk, Management. Asset Quality- Distribution and Severity of Classified Assets. Substandard, Doubtful, or Loss. Asset Quality of adversely classified assets, nonaccruals, and concentration of risk inherent in the loan […]
Banks and Blockchain- Robin Trehan
It’s no secret that banks today are seeking out ways to implement blockchain technology. By combining technologies, such as cryptography, shared databases and blockchain, professionals can simultaneously access real-time digital ledgers. However, there are key other areas of finance that will be affected the most. Let’s take a closer look. Clearing and Settlement This is […]
Blockchain: Disruption
It is hard to deny the shortcomings of today’s financial sector. Not only a large percentage of our population underserved but those who are at a higher risk of fraud and crime. The financial services, like stock exchanges, money transfer services and the like have a high rate of economic crimes annually. The reason behind […]
The Disruption in the Banking Sector- Robin Trehan
For decades, central banks paved the way for smaller commercial banks to grow and expand. But now there is a potential disruption in the wake of the emergence and adoption of blockchain. This is more than just a buzzword, but the potential evolution of the financial services ecosystem. Commercial banking institutions are tired of waiting […]
Connecting with the Unbanked and Underserved- Robin Trehan
Let’s face it, not everyone has a bank account or easy access to obtaining one. For this reason, we find a major disconnect between certain communities and banks. This is what draws thousands of people to financial services, such as pawnbrokers, loan sharks and payday loans. Unfortunately, these services are largely unregulated, which means a […]
Industries Blockchain Will More than Likely Disrupt- Robin Trehan
Is disruption really a bad thing? After all, it’s what eliminates corporate monopolies on any given market. The added competition allows for reform that benefits the end user and everyone else involved. And this is exactly what we expect to see in various industries. So the following three industries are just a tip of the […]