There are multitudes of issues to work on while analyzing a bank. They can be broken down to Asset Quality, Liquidity, Earnings, Capital, Sensitivity to Market Risk, Management. Asset Quality- Distribution and Severity of Classified Assets. Substandard, Doubtful, or Loss. Asset Quality of adversely classified assets, nonaccruals, and concentration of risk inherent in the loan […]
Tag: Bank CAMEL rating-USA bank
Connecting with the Unbanked and Underserved- Robin Trehan
Let’s face it, not everyone has a bank account or easy access to obtaining one. For this reason, we find a major disconnect between certain communities and banks. This is what draws thousands of people to financial services, such as pawnbrokers, loan sharks and payday loans. Unfortunately, these services are largely unregulated, which means a […]
Industries Blockchain Will More than Likely Disrupt- Robin Trehan
Is disruption really a bad thing? After all, it’s what eliminates corporate monopolies on any given market. The added competition allows for reform that benefits the end user and everyone else involved. And this is exactly what we expect to see in various industries. So the following three industries are just a tip of the […]
Bank CAMEL rating-USA bank
Bank CAMEL rating CAMELS- Capital, Asset quality, Management, Earning, Liquidity and sensitivity to market risk. The banking system is regarded as the back bone of economy. Not only does it provide easy equity solutions to the common man, it gives support to the government too. Due to such hefty importance of the banking sector, the […]