To understand the overall condition of a bank, several points need to analyze in terms of risk management. A look into the earnings will give an idea whether capital is sufficient to support operations and augment capital. If capital is on declining trend it cannot adequately absorb future losses. The volume of adversely classified assets […]
Tag: Bank CAMEL rating
Critical Issues for understanding a Bank- Robin Trehan
There are multitudes of issues to work on while analyzing a bank. They can be broken down to Asset Quality, Liquidity, Earnings, Capital, Sensitivity to Market Risk, Management. Asset Quality- Distribution and Severity of Classified Assets. Substandard, Doubtful, or Loss. Asset Quality of adversely classified assets, nonaccruals, and concentration of risk inherent in the loan […]
Blockchain: Disruption
It is hard to deny the shortcomings of today’s financial sector. Not only a large percentage of our population underserved but those who are at a higher risk of fraud and crime. The financial services, like stock exchanges, money transfer services and the like have a high rate of economic crimes annually. The reason behind […]
Bank CAMEL rating-USA bank
Bank CAMEL rating CAMELS- Capital, Asset quality, Management, Earning, Liquidity and sensitivity to market risk. The banking system is regarded as the back bone of economy. Not only does it provide easy equity solutions to the common man, it gives support to the government too. Due to such hefty importance of the banking sector, the […]
Small Commercial Bank for Sale
Small Banks for Sale in USAIt’s no secret that the recent recession has left everyone in the tantrums and turned a legion of investors skeptical with regards to future. People with large assets and heavy investments in equity and banks had to face the after math of what has been described as the worst recession […]